About

Now in our 145th year in providing risk solutions, The Guarantee Company of North America (The Guarantee) continues to be a recognized leader in surety and specialty insurance across North America. With a longstanding history in the insurance industry that demonstrates our strength and stability, we continuously strive ahead by developing flexible and innovative specialty insurance solutions for our broker partners and, in turn, their clients. 

In Canada, The Guarantee’s suite of surety and specialty insurance products includes:

  • Surety: Contract Surety, Commercial Surety and Developer Surety
  • Corporate Insurance: Directors’ and Officers’ Liability Insurance (D&O), Miscellaneous Errors and Omissions (E&O), Fiduciary Liability Insurance, Fidelity Insurance (crime), Office Package Policy, Privacy Breach Services
  • Transportation: The Guarantee Transportation Solution (GTS)
  • Personal Insurance: GUARANTEE GOLD® , Guarantee SUPERIOR
  • Credit: Guarantee Trade Credit Solutions
  • Public Entity: Insurance, risk and claims management solutions

In the United States, The Guarantee USA specializes in a variety of surety products and solutions. Its head office is located in Southfield, Michigan and has various branches throughout the country.

Our Team

With more than 450 dedicated employees, we offer knowledge and expertise in select niche segments which include the surety industry, transportation industry, corporate insurance, public entity, trade credit, and targeted personal insurance.

In the event of a claim, we have a multi-disciplined team of in-house claims professionals who will work with you to get you back on track as quickly as possible. Our claims team personnel include engineers, accountants, lawyers, appraisers and insurance specialists.

Our Commitment to You

As a client of The Guarantee, we promise to provide you with responsive customer care, comprehensive coverage, innovative products and fair claims resolutions. With a focus on making it easy for you to do business with us, our locations across Canada and the USA ensure that you can count on prompt and local service every time.

Partnering with Independent Brokers and Agents

The Guarantee is proud to offer our surety and specialty insurance products through independent brokers and agents across Canada and the United States. Learn more about working with an insurance broker.

Company Ratings

A.M. Best's Rating for The Guarantee Canada: A (Excellent)

A.M. Best Company is the largest and longest-established company devoted to issuing in-depth reports and financial strength ratings of companies in the insurance industry. Best's ratings and analysis are a means of assessing the financial strength and creditworthiness of insurance companies worldwide.

S&P Rating for The Guarantee Canada: A-

S&P Global Ratings provide high-quality market intelligence in the form of credit ratings, research, and thought leadership. Their ratings provide transparency and help educate market participants so they can make decisions with confidence.